Annuity income calculator

See how premium and future income relate. Estimate either the annual lifetime income a premium may support or the premium that may be needed for an annual income goal.

How this calculator works

No contact details required Educational estimate—not a quote Sources shown with every result

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Start the questionnaire

Three short steps

Build an educational estimate

Standard estimate range: $25,000 to $2,000,000. Large cases through $5,000,000 require prior company approval.

1Coverage and location

Who should the estimate cover?

SelfEstimate income for one covered person. Self + SpouseEstimate income for two covered people.

State where the contract would be issued

Your age when the contract is issued

2Choose your estimate

Estimate income from a premiumI know how much I may put in. Estimate premium for an income goalI know how much yearly income I want.

3Amount and timing

Years before income starts

Before you calculate

Educational estimate, not a quote

The result applies reviewed public product mechanics to the answers entered. It does not establish product availability, suitability, approval, or an individualized recommendation.

Choose your state and issue age.
Select the estimate you want to explore.
See the dated public sources used.

Sources and disclosures

Applicable public source basis

AGL14405 — American General Life Insurance Company — Assured Edge Income Achiever. As of June 1, 2026. Retrieved July 23, 2026.
AGL14408 — American General Life Insurance Company — Assured Edge Income Achiever. Retrieved July 23, 2026.

Source review current through October 22, 2026.

Product availability and contract terms must be confirmed at issue. The issued contract controls.

Applicable public source basis

USL2028 — The United States Life Insurance Company in the City of New York — Assured Edge Income Builder—NY. As of July 1, 2026. Retrieved July 23, 2026.
USL2029 — The United States Life Insurance Company in the City of New York — Assured Edge Income Builder—NY. As of July 1, 2026. Retrieved July 23, 2026.
USL2026 — The United States Life Insurance Company in the City of New York — Assured Edge Income Builder—NY. Retrieved July 23, 2026.

Source review current through October 22, 2026.

Product availability and contract terms must be confirmed at issue. The issued contract controls.

Sources used for this estimate

Sources used for this result

American General Life Insurance Company — Assured Edge Income Achiever. As of 2026-06-01. Retrieved 2026-07-23. Form AGL14405.13 (2/2025). Job J1929611. Reference F6394FLY. Contract ICC16:224. SHA-256 577f79a05da2f8b8cd0cd6b0d984f22dab9a8f3de3fa782d3a8470b7144dc9ed. Current document
American General Life Insurance Company — Assured Edge Income Achiever. No source as-of date stated. Retrieved 2026-07-23. Form AGL14408.8 (05/2026). Job J1926112. Reference F6394POV. Contract ICC16:224. SHA-256 1fb51bce27ba633a3083a29dab8c4192beb4deb2ebf0a7dda934f20025f79aeb. Current document

Joint income uses the younger covered person’s issue age. Carrier authority AGL14408. Form AGL14408.8 (05/2026). Retrieved 2026-07-25T01:08:49Z. SHA-256 1fb51bce27ba633a3083a29dab8c4192beb4deb2ebf0a7dda934f20025f79aeb. Joint-age authority

General disclosure

This is a hypothetical educational estimate for natural-person owner(s), based on the cited public product material and the answers entered. It assumes eligible premium at issue, no additional premium, no withdrawals or covered-person changes before income starts, and income beginning on a contract anniversary. Rates, percentages, product availability, and features can change before issue and vary by state. This is not a quote, recommendation, application, or contract. Guarantees depend on the issuing insurance company’s claims-paying ability, and the issued contract controls.

State disclosure

The 8.50% income-credit rate is not a return or contract-value credit, growth stops after 10 years, and the GLWB fee is 0.95% of contract value.

Withdrawal and tax disclosure

Withdrawals may reduce contract benefits and may be subject to withdrawal charges and federal or state income tax. Withdrawals before age 59½ may also be subject to a 10% federal tax penalty. Consult a tax professional.

Bank insurance disclosure

Annuities are not deposits or obligations of a bank or credit union, are not insured by the FDIC, NCUA, or any other federal government agency, and are not guaranteed by a bank or credit union.

Talk with a licensed agent

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Why this feels different

Slow answers, on purpose

Read the guides and gather your questions before deciding whether a conversation would help.

When you are ready to talk, the conversation starts with what you want your money to do and which contract facts need review.

Authored and reviewed for insurance accuracy by Gary Cosby OOC Unlimited Licensed Insurance Agent · NPN 20972686 Licensed in all 50 states (321) 415-4970 Verify NPN through NIPR

Public sources, private decision

Every estimate identifies the reviewed public records used. A licensed insurance agent must confirm current availability, contract terms, disclosures, and whether an annuity fits.

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What happens when you reach out

A conversation, not a pitch

Here is exactly how it goes, so there are no surprises.

A 20-minute call

We talk through your goals and questions. No products pushed, nothing to sign.

A written summary

You get a plain-English recap of the contract questions that fit your situation.

You decide

Take your time. If it is not a fit, that is a fine answer.